Our Team
Meet the team dedicated to giving you clarity, confidence, and control over your financial future.
Sunshine Coast Team
Sandgate Team
Dalton Finance
FAQ
Frequently asked questions.
Yes, everyone needs financial planning, regardless of income or net worth. Financial planning involves setting goals for your future and creating a plan to achieve them. This process helps you prioritize spending, increase savings, manage debt, diversify, avoid costly mistakes, and plan for the future.
Without a proper financial plan, it’s easy to become overwhelmed by debt, miss opportunities to save for your future, or fail to properly protect your assets.
Financial planning is the process of setting and achieving your financial goals by creating a roadmap for managing your financial resources. It involves assessing your current financial situation, identifying your goals, creating a plan, executing the plan and monitoring its progress. The financial planning process typically includes creating a budget, managing debt, investing, retirement planning, and managing risks by obtaining insurance coverage.
Financial planning helps individuals and families plan for their futures and achieve their financial goals. It provides a holistic approach to managing your money to ensure that you have sufficient funds to meet your present and future financial objectives. A financial planner can help you navigate the complexities of financial planning and provide expert advice on investment strategies, tax planning, estate planning, and risk management.
Our company specializes in providing financial services to individuals with high income levels and those who have little or no debt. We assist in maximizing the utility of their income surplus to ensure they meet their financial goals. Additionally, we cater to clients planning for retirement and those with complex financial situations.
We help clients invest large sums of money while reducing tax and building wealth. Our services are tailored to each client's unique needs and objectives. Our aim is to help clients achieve financial freedom and secure their future. Our team of professionals is dedicated to providing sound financial advice and guidance to ensure our clients make informed decisions.
Dalton FP charges a fixed fee* for our services which covers all interactions, advice, strategy, meetings, documentation, and implementation during the service period. This fee is based on factors such as the complexity of your situation, the areas of advice and the expertise required.
Our typical service engagement is 12 months, but we may offer shorter engagements for clients with simpler situations that do not require ongoing advice. Fees are normally collected via a combination of upfront payment and monthly direct debit. The proportion of fees allocated to superannuation advice can be charged to your super fund in most cases.
*In regard to life & disability insurance strategies, our preference is to charge you a combination of a fixed fee (included in your annual fee) and product commissions to cover the cost of this advice and implementation. However, clients can elect to have commissions removed and pay a higher fixed fee instead.
Our Google reviews
EXCELLENT Based on 80 reviews David Lucas10/10/2024Trustindex verifies that the original source of the review is Google. Great financial advice. I really appreciate his honest advice for our lifestyle and our future retirement plans . Shan Crowle28/09/2024Trustindex verifies that the original source of the review is Google. Received great advice and guidance from Paul and his team at Dalton Financial in Coolum. Always approachable and responsive to our enquiries, and a genuine interest to meet our personal goals. Shane. Tricia Taylor26/09/2024Trustindex verifies that the original source of the review is Google. Paul and the team at Dalton Financial Partners Coolum have been fantastic. We have been clients for 3 years and have been very happy with the financial advice and planning we receive. We highly recommend them. Peter Davies18/09/2024Trustindex verifies that the original source of the review is Google. Paul has been instrumental in getting me on track for financial freedom in my retirement. His friendly, approachable nature, sound advice and financial knowledge have been incredibly helpful. Highly recommend his services. Nat Gorton16/09/2024Trustindex verifies that the original source of the review is Google. Paul from Dalton Financial Partners acted with our best interests in mind, listened to our concerns and was able to give us clarity with our options moving forward. He provided multiple scenarios with clear projections enabling us to make informed decisions for our future. I highly recommend Paul for your financial needs. paul gorton13/09/2024Trustindex verifies that the original source of the review is Google. Paul and his team have been amazing to work with throughout our experience. Exactly what we needed with great advice and tips for moving forward, whilst being honest with where we are and can get to. Myself and Natalie are very happy with the advice provided. Rebecca Zafir05/09/2024Trustindex verifies that the original source of the review is Google. A professional firm that gives exceptional financial advice in a timely manner. Mitchell Wynne05/09/2024Trustindex verifies that the original source of the review is Google. I have known Paul and the team for sometime now and they have always provided a quality service, been polite and very approachable. Would highly recommend.