Financial planning is the process of setting and achieving your financial goals by creating a roadmap for managing your financial resources. It involves assessing your current financial situation, identifying your goals, creating a plan, executing the plan and monitoring its progress. The financial planning process typically includes creating a budget, managing debt, investing, retirement planning, and managing risks by obtaining insurance coverage.

Financial planning helps individuals and families plan for their futures and achieve their financial goals. It provides a holistic approach to managing your money to ensure that you have sufficient funds to meet your present and future financial objectives. A financial planner can help you navigate the complexities of financial planning and provide expert advice on investment strategies, tax planning, estate planning, and risk management.

Our company specializes in providing financial services to individuals with high income levels and those who have little or no debt. We assist in maximizing the utility of their income surplus to ensure they meet their financial goals. Additionally, we cater to clients planning for retirement and those with complex financial situations.

We help clients invest large sums of money while reducing tax and building wealth. Our services are tailored to each client's unique needs and objectives. Our aim is to help clients achieve financial freedom and secure their future. Our team of professionals is dedicated to providing sound financial advice and guidance to ensure our clients make informed decisions.

Dalton FP charges a fixed fee* for our services which covers all interactions, advice, strategy, meetings, documentation, and implementation during the service period. This fee is based on factors such as the complexity of your situation, the areas of advice and the expertise required.

Our typical service engagement is 12 months, but we may offer shorter engagements for clients with simpler situations that do not require ongoing advice. Fees are normally collected via a combination of upfront payment and monthly direct debit. The proportion of fees allocated to superannuation advice can be charged to your super fund in most cases.

*In regard to life & disability insurance strategies, our preference is to charge you a combination of a fixed fee (included in your annual fee) and product commissions to cover the cost of this advice and implementation. However, clients can elect to have commissions removed and pay a higher fixed fee instead.